FastCash Loan Get N200,000 Loan – Apply Now

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FastCash Loan Get N200,000 Loan – Apply Now

First City Monument Bank (Fcmb) has joined the instant loan service with the launch of FastCash.  FastCash is a collateral-free, convenient, easy-to-access instant loan solution powered by FCMB. 

Through the FastCash loan service, Nigerians can access instant loans up to N200,000 for both business and personal needs without paperwork. 

Getting A FastCash Loan 

Getting a fast cash loan requires zero collateral and no paperwork and the loan is available to both salaried and non-salaried customers of FCMB through their mobile app and USSD platform (*329*11#). 

Get A Loan In Less Than 5 Minutes 

Using the FastCash loan service, you can access a loan in less than five minutes. All you have to do is to complete the application process via the app, and your loan will be disbursed instantly. 

Receiving Your Loan To Bank 

After applying for the loan, the Loan amount will be credited to your savings or current account. If you are using a salary account, the loan amount can also be credited to you in any bank of your choice. 

Payment to accounts outside FCMB is only possible if you are using a salary account to apply for the loan. 

Loan Repayment Plan

Beneficiaries of this loan have the option of spreading the loan repayment for up to three months to make it both easy and convenient to pay. 

The repayment plan for this loan is usually 30 days for first-timers and subsequently, you have the option of 90 days. 

FastCash Loan Interest Rate

This loan has an interest rate of 15 percent and the interest is charged upfront before the disbursement of the loan and has no refund even if you pay your loan before the due date. 

Loan Processing Fee

This loan comes with a management fee of one percent(1%) and also has a risk fee of 3.5% per month so if you fail to pay your loan within 30 days, an additional 3.5% will be billed to your account. 

How to Apply for FastCash Loan 

To apply for the loan now, you can visit the loan application website you can also apply through the app as mentioned above. 

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